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Closing Costs
There are certain standard costs associated with closing the
sale of a house. These fees are split between the buyer and the seller, as
spelled out in the sales contract.
As I negotiate the sales contract for you, I will not only
work to get the sales price you want, I will also work to limit the number of
closing costs for which you will be responsible.
I will walk you through the closing costs, answering any
questions you may have explaining which costs are decreed by law to be yours
and which are negotiable.
Good Faith Estimate
Buyers will receive a "Good Faith Estimate" of closing
costs at the time the loan application is submitted to the lender. The estimate
is based on the loan officer's past experience and may not include all the
closing costs. I will be glad to review the "Good Faith Estimate," answering
questions and highlighting missing costs and estimates I believe to be low.
Standard Closing Costs
Loan-Related Costs
- Loan Origination Fee
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
Taxes
- Property Taxes
- Transfer Taxes and Recording Fees
Insurance
- Homeowners Insurance
- Flood or Quake Insurance
- Private Mortgage Insurance (PMI)
- Title Insurance
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BY REFERRAL ONLY! We recognize that a “Referral” is sending someone you care about, to someone that you trust. Therefore, I invest 100% of my time delivering first class service to my clients. As a result, my valued clients, suppliers and friends refer their family members, co-workers, neighbors and other people they know to me for advice in Financial Matters. We build strong, lasting, lifelong relationships, one person at a time! Our goal is to become your “Trusted Financial Advisor”!! REGENCY MORTGAGE CO 1640 S STAPLEY STE #128 MESA, AZ 85204
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